melbaro - CreditBoards (2024)

New GM credit card

melbaro replied to Alexa530's topic in Credit Forum

Haha...Interior is not THAT bad! Your mistake was the coupe...looks like a rear ended sedan. Galaxy Nexus Tapped now Free

New GM credit card

melbaro replied to Alexa530's topic in Credit Forum

Not even a CTS-V Wagon or Camaro ZL1? Probably the best bang for the buck cars on the market depending on what you're looking for...obviously not mpg.

Barclays CLI!

melbaro replied to hanc's topic in Credit Forum

Galaxy Nexus Tapped Are you PIFing vs carrying a balance? I'm trying to get my DW to use it heavily and PIF, but maybe their algorithm would suggest otherwise for increases...contrary to the Ring blog post.

Saks Card - thoughts on it?

melbaro replied to a topic in Credit Forum

Should have added - if triple pull is expected. Another member mentioned just an EQ pull with this card though. Galaxy Nexus Tapped

Saks Card - thoughts on it?

melbaro replied to a topic in Credit Forum

You should/could be good with at least 2/3 available. Look at the creditpulls database as well as another source and you'll see several approvals with equal parameters. Galaxy Nexus Tapped

Best Buy Reward Zone Master Card Not Reporting Since 1/2013

melbaro replied to linsys's topic in Credit Forum

I closed mine in May and it still reports as open on all three. Galaxy Nexus Tapped

Is Credit One worth it?

melbaro replied to loser32's topic in Credit Forum

Or* (sorry, tapatalk won't let me edit) Galaxy Nexus Tapped

Is Credit One worth it?

melbaro replied to loser32's topic in Credit Forum

I would add barclays rewards mc to your list and just kill credit one. You have a quicksilver (with fee I assume). Don't litter your report with negative trade lines. You already took a hit...don't pay a fee. B* and move on on just garden. Galaxy Nexus Tapped

Is reverse passing legal in Florida/Georgia?

melbaro replied to Echo_X's topic in General Discussion

Is this on a single lane stretch of road? If so, Munny has the most logical suggestion. I tend to be the aggressor in these situations, but geometrically I need to stay back in order to get a view of oncoming traffic...then when clear, I make the pass. If someone is that close behind you, they have no way of preparing for a safe maneuver...in this case move over slightly to reduce the chances the ignorant person behind you doesn't endanger you. Galaxy Nexus Tapped

Love button back @ Capital One

melbaro replied to Slow Ride's topic in Credit Forum

Not me... Galaxy Nexus Tapped

myfico.com

melbaro replied to dixiecup's topic in Credit Forum

Yes it does. Galaxy Nexus Tapped

Experian Freeze?

melbaro replied to onceuponadime's topic in Credit Forum

I have EX and EQ frozen and Chase always pulls EQ for me...gave them my pin yesterday and they still weren't able to pull (this is the second time I've given them my pin and they were unable to pull EQ). I apped for the Amazon card and I told the analyst that I had to pay $10 to temporarily unfreeze my report when I apped for my previous Chase card. The analyst was aware that EQ tends to give them issues. I let her know that I hadn't gotten around to freezing TU yet and she said she would pull that report instead. They apparently DO have the ability to re-route an HP request... I was told otherwise with my previous app, so as always, YMMV. Galaxy Nexus Tapped

Transunion File Suppressed, accounts are closing fast. Help!!

melbaro replied to terry1979's topic in Credit Forum

This is an amazing thread...both MB and BW are here. Posting so my tapatalk "thinks" I participated... Galaxy Nexus Tapped

So 2 of my charfeoffs reached SOL this month but for some reason they still report every month... legal????

melbaro replied to Jayapresser's topic in Credit Forum

Sol is for them to come after "their" money. Reporting to cra's does not fall under this law if I'm not mistaken. 7 years from date of first delinquency for reporting. Galaxy Nexus Tapped

bank won't let me close or freeze my account

melbaro replied to Golden Krust's topic in Credit Forum

Just tell them you lost your checks or that they were stolen. This will put your account in "compromised" status and freeze any withdrawal attempts, but still allow deposits to be re-routed to a new account (direct deposit). Move your relationship thereafter. Galaxy Nexus Tapped